Medicare Advantage Plan in Maine is offered by private health insurance carriers and is also referred to as ME Medicare Part C plan. It is primarily meant to be an alternative to the Original Medicare, which is Part A and Part B, along with some added benefits. Medicare Advantage Plan in Maine operates for a calendar year and requires renewable on a yearly basis.
What is Medicare Advantage Plan in Maine?
Regardless of which insurance provider you go to, all plans have to necessarily cover the same benefits that Original Medicare offers, but can have certain added benefits, such as coverage for prescription drugs. Some plans may also cover routine vision and hearing checkup, but may require additional premium payments. If a person chooses Medicare Advantage Plan in Maine, he will be required to visit just those health care providers that the plan covers in its network. If the person wants to visit a doctor or health care provider outside the network, he may be required to make higher copays.
What Does Medicare Advantage Plan in Maine Cover
The coverage offered by Medicare Advantage Plan in Maine will depend on the kind of plan the person takes and the carrier. Some of the coverage offered could include the following:
Point to Consider
If a person enrolls for Medicare Advantage Plan in Maine, he cannot buy a Medigap policy even if the person has out-of-pocket expenses for certain medical and health care services. Hence, a person should consider all the financials of the Medicare Advantage Plan in Maine before making a decision.