Medicare is a health insurance program by the federal government that bears the cost of many health care services. The program is jointly funded by the federal and state governments and is meant primarily for people who are 65 years and older. However, it can offer coverage to adults and others with certain medical conditions and disabilities.
Under the Medicare program, people who work and pay taxes for a minimum period of time are entitled to enroll for the program. If a person does not work for the required number of years, he can still avail the benefits of Maine Medicare but will have to pay more for the health insurance plans.
Maine Medicare Plans
There are four parts to the Maine Medicare program. These are Part A, Part B, Part C and Part D. Many times parts A and B are referred to as Original Medicare.
Maine Medicare Plans – Maine Medicare Supplement or Medigap Plans
These plans are to help Medicare beneficiaries pay the difference between the coverage offered by Medicare Part A and Part B plans and the out-of-pocket expenses. These plans are offered by approved private health insurance companies and cover certain expenses that the Original Medicare does not cover. While the benefits for the insurance plans are the same across Maine, the cost may vary from one insurance company to another.