Besides health insurance being offered by private health insurance companies, there other Maine health insurance plans that people can avail. These Maine health insurance plans include MaineCare (or Medicaid) and Medicare. People should find out how they can be eligible for these health insurance plans, so that the cost of their health care can be met via Maine health insurance plans.
Medicaid, also known as MaineCare, is jointly run by the federal and state government. It is mean to provide medical services to people from the low income group. Even pregnant women can qualify for Medicaid. The program is administered by the Department of Health and Human Services. A part of MaineCare, there is also provision of providing health insurance to children, who would not have health coverage otherwise. The eligibility criterion for children to qualify for Maine Cub Care is that children must belong to families that have incomes that are up to 200 percent of the federal poverty level
Maine Medicare provides health insurance to people, who are 65 years and above. However, people less than 65 also can qualify for Maine Medicare if they are suffering from permanent disabilities or have end stage renal disease, which requires a kidney transplant or dialysis. Maine Medicare covers the following:
There are many parts to Maine Medicare, with the Original Medicare being Parts A and B. Typically, Part A is premium free, as most people are eligible for it as they would have paid their Medicare taxes while working. However, if it is not free, they would have to pay monthly premiums to avail Medicare Part A. People can get in touch with Maine State Health Insurance Program to get more information on Maine Medicare.