Maine Medicare

Maine Medicare Is A Health Insurance Program By U.S Government For All Citizens Of Age 65 And Above. It Allows The Senior Citizens To Enroll In The Medicare And Hence Meet Their Health Care Costs. Citizens Below 65 Years Of Age Having Disabilities Like End Stage Renal Disease Which Results In Permanent Kidney Failure Are Also Eligible For Maine Medicare.

Eligibility For Medicare

  1. Citizens Of Age 65 And Above
  2. Some Young Below 65 Years Of Age Suffering From Certain Disabilities
  3. People Of Any Age Who Are Suffering From End Stage Renal Disease(Permanent Kidney Failure)

Parts Of Medicare

Maine Medicare Is Divided Into Four Parts: Part A, Part B, Part C And Part D.

Original Medicare Consists Of Part A (Hospital Insurance) And Part B (Medical Insurance).

Medicare Part A

  • Covers Inpatient Care In Hospitals.
  • Covers Skilled Nursing Facility, Hospice And Home Health Care.

Medicare Part B

  • Covers Doctor?s Services And Outpatient Care.
  • Covers Some Preventive Services To Maintain Your Health.

Medicare Part C

  • Health Coverage Plan Approved By Medicare Given By Private Insurance Companies.
  • Includes Part A And Part B And Also Other Services Like Part D.

Medicare Part D

  • Prescription Drug Coverage Approved By Medicare Given By Private Insurance Companies.
  • Covers The Cost Of Prescription Drugs.
  • Lowers Your Prescription Drug Cost By Sharing The Cost.

How Can You Enroll?

If You Are Already Availing The Social Security Retirement Or Disability Benefits, You Are Informed About The Medicare After You Attain 65 Years Of Age. Senior Citizens Residing In Maine Are Automatically Enrolled Into Medicare Part A And Part B.

Medicare Part A Is Premium Free. For Medicare Part B You Need To Pay The Premium.

Once You Are Eligible For Medicare Part A I.E. Hospital Insurance, You Have A Seven Month Initial Enrollment Period In Which You Can Enroll Into Medicare Part B Medical Insurance.

Initial Enrollment Period

Initial Enrollment Period Is The Seven Month Period In Which You Are Eligible To Enroll In Medicare Part B (Medical Insurance).

If You Enroll Late, Your Coverage Start Date Of Medicare Part B Will Be Delayed.

The Initial Enrollment Period Starts From Three Months Before You Turn 65, The? Month In Which You Attain 65 And End With Three Months After You Complete 65.

Before 65 Years 3 Months

By Signing In This Period You Can Get Benefits Or Coverage Of Medicare Part B From Your Month In Which You Turn 65

Before 65 Years 2 Months
Before 65 Years 1 Month

Month In Which You Complete 65 Years By Signing In This Month Your Part B Start Date Will Be Delayed
After 65 Years 1 Month

By Signing In Months After You Turn 65,Your Date To Get Part B Benefits Will Be Delayed
After 65 Years 2 Months
After 65 Years 3 Months

General Enrollment Period

If You Want To Sign Up After Initial Enrollment Period, You Have To Pay High Premium Due To Late Enrollment. The General Enrollment Period Starts From January 1 To March 31 Each Year. In This Case The Part B Benefits Begin From July 1.

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